Josh McCleary

Co-Founder & COO

About Josh

Josh McCleary is the Co-Founder and COO of OWNx, a fintech platform modernizing access to physical gold and silver through simple, transparent, technology-driven solutions. With 17 years in the precious metals and fintech industry, he first became interested in gold and silver during the 2008 financial crisis while working as a financial advisor. The market volatility revealed a gap in traditional portfolios that physical metals—owned directly, not through paper instruments—could uniquely fill. That experience ultimately shaped his career and the launch and growth of OWNx.

A graduate of Emporia State University, where he ran cross country and track and earned a B.S. in Business (Marketing), Josh has spent his career at the intersection of financial innovation and real-world assets. He is driven by the challenge of applying modern technology to an asset class with thousands of years of proven value, helping everyday savers build resilience and long-term financial independence.

Josh was selected for Leadership Kansas Class of 2022, recognizing emerging leaders across the state.

Latest from Josh

A stack of gold bullion bars on a dark surface, representing physical gold you actually own
Rosland Capital's customers bought real coins to take delivery and still lost everything. OWNx co-founder Josh McCleary on allocated vs unallocated ownership, and the one word that tells you the gold is really yours.
Rows of gold bars stored in a secure, insured depository
Rosland Capital just filed Chapter 11 owing customers more than $60 million. OWNx co-founder Josh McCleary on why celebrity-endorsed gold dealers keep collapsing, and how to protect your savings.
Gold-IRA-Withdrawal
Learn the rules for Gold IRA withdrawals, RMDs, taxes, and penalties. Discover strategies to reduce costs and protect your retirement savings.
Gold-to-Silver-Ratio
Track the gold-silver ratio to spot value shifts between metals. Learn how smart investors use this metric to time trades and build stronger portfolios.
IRA
Compare Gold IRAs vs Traditional IRAs to find your best retirement fit. Learn the pros, tax benefits, and costs of owning physical gold for diversification.
Gold
Protect your wealth from inflation with gold, silver, and platinum. Learn how these metals preserve value when currencies weaken and prices rise