Josh McCleary

Co-Founder & COO

About Josh

Josh McCleary is the Co-Founder and COO of OWNx, a fintech platform modernizing access to physical gold and silver through simple, transparent, technology-driven solutions. With 17 years in the precious metals and fintech industry, he first became interested in gold and silver during the 2008 financial crisis while working as a financial advisor. The market volatility revealed a gap in traditional portfolios that physical metals—owned directly, not through paper instruments—could uniquely fill. That experience ultimately shaped his career and the launch and growth of OWNx.

A graduate of Emporia State University, where he ran cross country and track and earned a B.S. in Business (Marketing), Josh has spent his career at the intersection of financial innovation and real-world assets. He is driven by the challenge of applying modern technology to an asset class with thousands of years of proven value, helping everyday savers build resilience and long-term financial independence.

Josh was selected for Leadership Kansas Class of 2022, recognizing emerging leaders across the state.

Latest from Josh

A small stack of plain gold coins beside a closed leather ledger book and a pen on a dark wooden desk, lit by a single warm lamp
OWNx co-founder Josh McCleary on why he and Jeremy Brakenhoff built a precious-metals company with no commissioned salesforce, no celebrity spokesperson and zero debt, and what that choice cost them.
A stack of plain gold bullion bars on a marble surface with gold coins blurred in the background
Regulators caught precious-metals dealers hiding markups of 71%, 130%, even 300%. OWNx co-founder Josh McCleary on how to spot a hidden markup with no math, and why an honest price is one you can see.
A small stack of gold coins on a dark wooden surface, lit from the side
Regulators say gold dealers took more than $140 million of retirement savings from mostly elderly customers. OWNx co-founder Josh McCleary on the five red flags and the four questions that protect your parents.
A stack of gold bullion bars on a dark surface, representing physical gold you actually own
Rosland Capital's customers bought real coins to take delivery and still lost everything. OWNx co-founder Josh McCleary on allocated vs unallocated ownership, and the one word that tells you the gold is really yours.
Rows of gold bars stored in a secure, insured depository
Rosland Capital just filed Chapter 11 owing customers more than $60 million. OWNx co-founder Josh McCleary on why celebrity-endorsed gold dealers keep collapsing, and how to protect your savings.
Gold-IRA-Withdrawal
Learn the rules for Gold IRA withdrawals, RMDs, taxes, and penalties. Discover strategies to reduce costs and protect your retirement savings.