For those who served
OWNx EDGE is free for military.
Active duty, veterans, Guard, Reserve and retirees buy gold, silver and platinum at our cost — the same price OWNx pays, with no dealer markup and no membership fee. Verify your service once and it does not expire.
Get EDGE freeHow verification works
Trusted by thousands
- Membership $0
- Price of metal Our cost
- One-time verification $5
- Everyone else pays $149/yr
The $5 verification fee is charged once, when you confirm your service. There is no membership fee after that. Storage is 0.6% a year and selling is free, the same as every OWNx account.
What “at our cost” means
It is not a discount off a list price, and it is not a sale. It is the removal of the markup entirely.
You pay what we pay
A dealer buys metal and resells it to you for more. That difference is the premium, and it is where most of the cost of owning metal hides. With EDGE there is no difference: you buy physical metal at our cost, the same price OWNx pays.
Because you are buying the big bar
Our cost is low because we buy institutional-size bars — 1,000 oz silver, kilo gold — where the per-ounce premium is smallest. EDGE gives you fractional ownership of those bars, so you get that price on a $25 purchase.
And the rest is published
There is no markup waiting further down. Storage is 0.6% a year and there is no selling fee — you buy at the ask and sell at the bid, the same prices OWNx trades on. Every figure is on Pricing and fees.
What the markup would have cost you
Say you put $50,000 into gold or silver.
At standard OWNx pricing that purchase sits in the $25K - $100K tier at 3.49% — a premium of $1,745.00. With a free EDGE membership you buy at our cost and pay no membership fee, so the only thing deducted is the one-time $5 verification.
$1,740
stays in metal instead of going to a markup, on this one purchase.
Illustrative example. Arithmetic on OWNx’s published pricing for a single purchase at a point in time. It assumes no change in metal prices, is not a forecast, and says nothing about what metal will be worth later. Storage is 0.6% a year either way.
Illustrative example · one purchase
- Purchase
- $50,000.00
- Standard tier
- $25K - $100K
- Standard premium (3.49%)
- $1,745.00
- EDGE markup
- $0.00
- EDGE membership (military)
- $0.00
- One-time verification
- $5.00
- Kept in metal
- $1,740.00
This is not a Veterans Day promotion.
The free membership has no end date and no introductory period. Verify once, and your account stays on at-our-cost pricing for as long as you hold it — in March as much as in November.
EDGE vs. buying metal the usual way
| What is being compared | OWNx EDGE | Traditional dealers |
|---|---|---|
| What you pay for metal | Physical metal at our cost, on every purchase. | A markup over the market price on each purchase. |
| Cost of the membership | $5 once to verify your service. Nothing after that. | Loyalty tiers you have to spend your way into. |
| What you are buying | Fractional ownership of large, low-premium bars — convertible to coins or bars and shipped to you whenever you want them. | Coins and small bars, which carry higher premiums. |
| Selling | Sell at the live bid with no fee; funds back to your bank. | Find a buyer, or ship the metal back and accept their offer. |
| Storage | Insured, non-bank depositories at 0.6% a year. | Your problem — usually a safe, or a bank box that is not insured for metal. |
| Moving in and out | Online, while the markets are open. | Transactions can take days to complete. |
A smarter way to hold metal
Yours to take home
Convert holdings to coins or bars and have them shipped to your door. Minimums are 20 oz silver, 0.5 oz gold or 1 oz platinum. See delivery items.
Secure, insured storage
Protected against theft or damage in non-bank depositories in Delaware or Texas.
Easy access, anywhere
Buy, sell and track your metal online — which matters when you move often or deploy.
No markup
Gold, silver and platinum are physical metal at our cost — the price OWNx pays.
Works with an IRA
OWNx EDGE is included free with an OWNx Precious Metals IRA.
EDGE Rewards
Refer someone and earn payout rewards — 50% of their membership the first year, 20% every year after.
How to claim it
Open a free OWNx account, or log in
Open an account in a few minutes, or log in if you already have one.
Choose the EDGE membership
Pick EDGE at checkout. You will not be charged the membership fee.
Verify your service
You are prompted to verify your military status. A one-time $5 fee covers the cost of that check — it is the only thing you pay for the membership.
Buy at our cost
Your account is on EDGE pricing from that point on, for as long as you hold it.
What you pay
Monthly
$14.99$0 / month
Annual
$149$0 / year
Plus a one-time $5 fee to verify your service. That is the whole cost of the membership.
FAQs
Every OWNx fee is published. For the full detail see Pricing and fees, OWNx EDGE and How it works.
Who qualifies for the free membership?
Active duty, veterans, retirees, and members of the Guard and Reserve. Status is confirmed through a verification check when you choose the membership.
It covers the person who served. Spouses, dependants and other family members are not eligible — they are welcome to open an OWNx account on standard pricing, or take EDGE at the usual rate.
Is it really free, or is there a catch?
The membership is free. The one cost is a one-time $5 fee that covers the service-verification check — OWNx pays the verification provider for it. After that there is no membership charge, monthly or annual, for as long as you hold the account.
You still pay the ordinary costs of holding metal: storage at 0.6% a year. There is no selling fee.
Does the free membership expire?
No. It is not a Veterans Day promotion or an introductory rate. Once your service is verified, your account stays on EDGE pricing.
What does "at our cost" actually mean?
It means you buy physical metal at our cost — the same price OWNx pays. Standard OWNx pricing carries a premium of 1.99%–5.99% depending on how much you have bought over time, and most dealers add a markup to the market price on every purchase. With EDGE that markup is not there.
It does not mean there is no bid and ask. Metal trades at a live bid and ask like anything else: you buy at the ask and sell at the bid, the same prices OWNx trades on, and there is no selling fee on top. What "at our cost" removes is the dealer markup, which is where most of the cost of owning metal hides.
How does fractional ownership work?
OWNx buys large, institutional-grade bars and holds them in secure depositories. You own a measured fraction of a specific bar. That is how a $25 purchase gets the price normally reserved for someone buying a 1,000 oz bar.
Where is my metal stored?
In non-bank depositories in Delaware or Texas, fully insured against theft and damage. Your fractional ownership of the physical bars is recorded in your name.
Can I sell any time?
Yes, with no selling fee. You can sell online whenever the markets are open and have the funds sent back to your bank account.
What if I deploy or move?
Nothing changes. Your metal stays in the depository and your account is reachable online from anywhere. There is nothing to move, store or insure yourself, and no shipment waiting at an address you have left.
Is there a minimum?
No minimum investment and no account minimum. Purchases start at $25.
Can I take physical delivery?
Yes. You can request delivery of your metal, subject to the specific items and quantities available. Most members keep their holdings in the depository for the storage, insurance and liquidity.
Can I use this in an IRA?
Yes. OWNx EDGE is included at no cost with an OWNx Precious Metals IRA, so the verification step is not needed for the IRA itself.
Reviews from our customers
4.7/ 5 on Trustpilot
110 reviews · as of October 6, 2026
OWNX customer support has always been responsive and helpful. I’ve had no doubt that my metals are secure. Recently, they facilitated the easy migration of my precious metals IRA account from one custodian to another.
Brandon 5 of 5 · Trustpilot
I have found OWNx response, helpful when I needed it, and kind to my mistakes. Their service is quick and efficient in that I have never felt slighted nor uncomfortable having them watching over my investments.
Leland 5 of 5 · Trustpilot
I’ve been using this platform for many years! And currently I’m helping my dad purchase gold and the customer service is always fast and helpful. The platform works very well. And is clear and easy to understand and the options are diverse! Highly recommend I’m very satisfied and have been a user for at least 5 years! Good job ya’ll
SpiritHoods 5 of 5 · Trustpilot
More reviews
An easy way to save precious metals, gold and silver. A monthly auto save plan mounts to a treasure. Also such an easy way to turn it back into cash or ship it to me direct makes OWNx my choice for over 10 years.
Jack 5 of 5 · Trustpilot
I recommend OWNx to anyone who is searching for a very convenient, secure and cost-effective way of buying and storing precious metals. Their staff is very customer focused, responsive and does frequent outreach to offer new ways to enhance our relationship. Thanks to OWNx from one of your satisfied customers.
NJ Borris 5 of 5 · Trustpilot
Thank you for your service.
OWNx EDGE is free for active duty, veterans, Guard, Reserve and retirees — physical gold, silver and platinum at our cost, with no minimum. One $5 verification, and it does not expire.