Glint’s 0.90% transaction fee applies to every buy AND sell. That’s 1.8% round-trip before you’ve made any money.
Worse, spending gold on your Glint card triggers a taxable capital gains event for EVERY coffee purchase.
If you buy at $4,000/oz and spend at $4,100/oz, you owe taxes on the $100 gain—per transaction.
For wealth building, Glint is tax-inefficient chaos.
| Attributes | Glint Pay | OWNx |
| Transaction Fee | 0.90% buy and sell | 0% with EDGE |
| Primary Use Case | Gold spending/payments | Wealth accumulation |
| Tax Treatment | Capital gains on EVERY purchase | Capital gains on sale |
| Gold Storage | 0.24%/year | 0.60%/year |
| Silver Available | NO | Yes |
| Auto-Invest | No | Yes – $25 minimum |
Glint Pay positions gold as money you can spend via a Mastercard. It’s an interesting concept for gold-as-currency believers—but for wealth builders, it’s the wrong tool.
With OWNx EDGE, investors get access to true wholesale precious metals pricing at 0% premium. The EDGE membership ($149/year) eliminates the markups that traditional platforms charge on every transaction. OWNx offers large bar fractional ownership with optional delivery — own a share of institutional-grade bars and take physical possession whenever you choose.
Glint solves a problem most investors don’t have. If you’re building wealth in precious metals, you want to accumulate efficiently—not trigger taxable events every time you buy groceries.
