THE LIQUIDITY TRAP: You buy Costco gold at 2% over spot. Great price. But when you sell, Costco says ‘no thanks.’ You take it to a local coin shop or online dealer.
They offer 5-10% below spot. Your 2% ‘savings’ just became a 3-8% LOSS.
Meanwhile, OWNx EDGE buys at 0% premium and sells at market price with $0 fee.
Full lifecycle value.
| Attributes | Costco | OWNx |
| Gold Premium | 1-2% (excellent for retail) | 0% with EDGE |
| BUYBACK OPTION | NO – Costco does not buy back | Yes – instant, $0 fee |
| Selling Process | Find a dealer, ship/visit, accept their spread | Click and sell instantly |
| Expected Sell Spread | 5-10% below spot at third parties | Market price |
| Storage | Your responsibility (home safe?) | Professional vault, 0.6%/yr |
| Insurance | Your homeowner’s policy (maybe) | Full Lloyd’s coverage |
Costco disrupted the gold market by selling 1 oz bars at razor-thin margins—sometimes nearly at spot. It sounds like a great deal. But there’s a critical problem Costco shoppers discover too late.
With OWNx EDGE, investors get access to true wholesale precious metals pricing at 0% premium. The EDGE membership ($149/year) eliminates the markups that traditional platforms charge on every transaction. OWNx offers large bar fractional ownership with optional delivery — own a share of institutional-grade bars and take physical possession whenever you choose.
An investment you can’t easily sell isn’t really an investment—it’s a liability. Costco’s cheap gold becomes expensive gold when you need liquidity. OWNx provides two-way market access from day one.
