Financial wellness, backed by physical metal
Sponsor OWNx EDGE and your employees buy physical gold, silver and platinum at our cost, allocated in their name, stored and insured — with the liquidity to sell any amount at the live bid. You cover a small annual fee per benefit-eligible employee. No payroll integration, nothing to administer.
Get the Employer Guide
How sponsored EDGE works, what your people get, and what it costs to cover a team your size.
Who it is for
Employers
Add a benefit people actually use. You cover a small annual fee per benefit-eligible employee; there is no payroll integration to build and nothing to administer month to month.
Employees
Buy physical gold, silver and platinum at OWNx's cost, from $25. Metal is allocated in their name, stored and insured, with the liquidity to sell any amount at the live bid.
Benefit professionals
A differentiated line in a wellness package that is otherwise crowded. Join a growing list of providers offering physical metals alongside the usual financial benefits.
How it works
Tell us your headcount
The annual fee scales with your benefit-eligible headcount, so we quote it rather than publish a rate.
We set up your group
We give you a dedicated sign-up link to share. Your employees get EDGE on their own free OWNx accounts — no payroll integration, no deduction file, nothing to run each pay period.
They buy at cost
EDGE members buy gold, silver and platinum at our cost.
They own it outright
Allocated in their name in Texas and Delaware vaults, fully insured, sellable at the live bid with no selling fee, and deliverable as coins and bars if they want them.
Pricing scales with the size of your group. Email partner@ownx.com with a rough benefit-eligible headcount and we will quote it. Running a membership, association or audience rather than a payroll? See the ways to partner.
We are working to level the playing field for every working American.
Now, through an OWNx Gold and Silver Account, the door is open for millions of employees to have safe and easy access to incorporate physical gold and silver into their savings, investment, and insurance strategies. They can enjoy the same utility value as hedge funds, annuities, and large investors.
FAQs
What is the OWNx employee benefit?
Your company sponsors OWNx EDGE for your employees. EDGE members buy physical gold, silver and platinum at our cost. The company pays a small annual fee per benefit-eligible employee; the employee pays nothing for the membership.
What does it cost?
It depends on your benefit-eligible headcount, so we quote it rather than publish a rate. There is no published employer rate. Email partner@ownx.com with a rough number and we will come back with a quote.
Is there payroll deduction?
No. This benefit does not require payroll integration or a deduction file. Employees fund their own OWNx accounts directly, and the company's only involvement is the annual fee that covers their EDGE memberships.
Is participation mandatory for employees?
No. Employees choose whether to open an account and whether to buy anything. There is no minimum purchase and no obligation to use the benefit.
Who owns the metal?
The employee does. Metal is allocated in their name, held in non-bank vaults in Texas and Delaware, kept separate from OWNx assets and fully insured. It is theirs if they leave the company.
What happens if an employee leaves?
Their OWNx account and the metal in it are theirs and go with them. If your sponsorship of their membership ends, their account reverts to standard pricing; nothing is sold, moved or lost.
Can employees sell or take delivery?
Yes to both. Any amount can be sold at the live bid with no selling fee, and cash reaches their bank in one to three business days. Coins and bars can be shipped to their door, fully insured.
Can we offer this alongside a referral arrangement?
Yes — that is the hybrid on our partner page: a discounted or sponsored membership for your people plus a revenue share for the organization. Email partner@ownx.com and we will work out which shape fits.
Reviews from our customers
4.7/ 5 on Trustpilot
110 reviews · as of October 6, 2026
OWNX customer support has always been responsive and helpful. I’ve had no doubt that my metals are secure. Recently, they facilitated the easy migration of my precious metals IRA account from one custodian to another.
Brandon 5 of 5 · Trustpilot
I have found OWNx response, helpful when I needed it, and kind to my mistakes. Their service is quick and efficient in that I have never felt slighted nor uncomfortable having them watching over my investments.
Leland 5 of 5 · Trustpilot
I’ve been using this platform for many years! And currently I’m helping my dad purchase gold and the customer service is always fast and helpful. The platform works very well. And is clear and easy to understand and the options are diverse! Highly recommend I’m very satisfied and have been a user for at least 5 years! Good job ya’ll
SpiritHoods 5 of 5 · Trustpilot
More reviews
An easy way to save precious metals, gold and silver. A monthly auto save plan mounts to a treasure. Also such an easy way to turn it back into cash or ship it to me direct makes OWNx my choice for over 10 years.
Jack 5 of 5 · Trustpilot
I recommend OWNx to anyone who is searching for a very convenient, secure and cost-effective way of buying and storing precious metals. Their staff is very customer focused, responsive and does frequent outreach to offer new ways to enhance our relationship. Thanks to OWNx from one of your satisfied customers.
NJ Borris 5 of 5 · Trustpilot
Offer gold and silver as a benefit.
Tell us your benefit-eligible headcount and we will quote it. Employees start with a free account, $0 minimum.